From first conversation to cashflowing property.
Get a fix on your position
A 30-minute call — worldwide, any timezone. We look at your income (including SED eligibility), your savings, your tax position, and your goals. No jargon. No obligation. Just a clear picture of where you stand and what’s possible.
Most crew discover they can afford their first investment property within 3–6 months.
Build it right from the start.
We introduce you to our accountant network to set up a limited company SPV — the most tax-efficient structure for property investment. Your properties are held in the company, not personally. Profits are retained at 19% corporation tax rather than your income tax rate.
A limited company structure can save a higher-rate taxpayer thousands per year in tax.
Lenders who actually get it.
We work with specialist lenders who understand seafarer income — including euro earnings, Seafarers Earnings Deduction, and non-standard employment contracts. We package your case correctly so you’re presented as the strong borrower you are.
Typical deposit: 25% of purchase price for BTL. On an £85k property, that’s £21,250.
Hand-picked. Tenanted. Cashflowing.
We source investment properties in high-yield northern zones — already tenanted, fully managed, generating income from day one. You review the numbers, ask questions, and make the decision. We never push.
Average yield in our goldmine zones: 8–9% gross. Average property price: £75k–£110k.
It works while you're at sea.
Insurance arranged. Mortgage in place. Property managed. You receive monthly income into your company account. When you’re ready for the next one, we do it again.
The average Property Helm client builds 2–3 properties within their first 4 years.
The tax angle most crew don't know about.
What is the Seafarers Earnings Deduction?
The Seafarers’ Earnings Deduction (SED) is a UK tax relief letting qualifying seafarers claim 100% tax relief on employment earnings from working on a ship.
Can I really pay zero tax on my onboard income?
Yes, if qualifying conditions met.
How does SED affect my rental income tax?
Free personal allowance available to offset rents.
Do I need to file a UK tax return?
Yes, and we can refer you to specialists.
Want us to walk you through your specific situation?